Your One-Stop Solution for All Mortgage Needs!

Professionals You Can Count On

From first-time buyers to refinancing—get expert guidance every step of the way.

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Services

What We do

Providing tailored mortgage solutions to help you achieve your homeownership goals.

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01.

New Mortgages

Whether you’re buying your first home or moving into your next, we make securing a mortgage simple and stress-free. Our team of licensed mortgage professionals works with top lenders to find the most competitive rates and flexible terms tailored to your financial goals. From pre-approval to closing, we’re with you every step of the way — helping you make informed decisions and move into your new home with confidence.

02.

Refinance

Refinancing your mortgage can be a smart way to lower your monthly payments, access home equity, or secure a better interest rate. Our mortgage experts take the time to understand your goals — whether it’s reducing debt, funding a renovation, or improving cash flow — and match you with the best refinancing options available. With access to a wide network of trusted lenders, we’ll help you make the most of your home’s value while keeping the process smooth and stress-free.

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03.

Private, First & Second Mortgages

Whether you’re a first-time buyer, a homeowner looking to access equity, or someone who doesn’t meet traditional lending criteria — we’ve got you covered. Our team specializes in arranging private, first, and second mortgages tailored to your unique financial needs.

Private lenders offer more flexibility than banks, making them ideal for self-employed individuals, those with credit challenges, or clients seeking short-term financing. With SMI, you gain access to a trusted network of private and institutional lenders, ensuring you receive the right mortgage solution — quickly, transparently, and on your terms.

Why Choose Us

Reliable Mortgage Expertise

We combine years of industry experience with transparent service to ensure every client gets the right solution.

Fast Approvals

We work quickly to get your mortgage approved without unnecessary delays.

Dedicated Team

Our experts guide you through every step with care and professionalism.

Around-the-Clock Support

We’re here whenever you need assistance or have questions about your application.

Testimonials

What My Clients Say?

Sharing my experience with Raj Subrayam from standard mortgage. This is our second mortgage from standard mortgage. The bank that we were dealing with for many years, was giving us the run around. We decided to go to Raj again, very professional, competitive rate and everything he promised us he did delivered and more, when we were worried and nervous he told us to relax, enjoy your day everything will be fine. which was true. Everything worked out perfectly, now we are enjoying our new home. We would recommend Raj to anyone who is looking for a mortgage.
Moneyshour Pooram
Google Review
Standard Mortgages is no.1 for me. He has been working with me for the past 17 years, His company never fail me yet, that's why I am still with him. I highly recommend his company to anyone who wish to purchase a property.
Joyce G
Google Review
It was our first home purchased. We received professional and helpful service. I highly recommend Standard Mortgages Inc. to anyone. Raj S., the Broker is the best! He works with excellency and professionalism. He makes everything so easy. Trustworthy!
Avelino
Google Review

Request A Quote Today!

Let’s find the right mortgage solution for you — quick, easy, and hassle-free.