For many people, the process of negotiating for favourable mortgage terms is intimidating
and stressful. As certified mortgage brokers, we can manage the entire process for
you. In fact, you don't even need to leave your home! Use our online form and we'll
get back to you to discuss your mortgage needs.
Refinancing
With interest rates at historic lows, you could possibly be saving thousands of
dollars and possibly have cash in hand by refinancing your existing mortgage.
Refinancing replaces your existing mortgage loan with a new mortgage at a new lower
rate. Refinancing can be used to reduce your interest rate, change the term of your
loan, get cash for whatever reason or to consolidate your debts.
Perhaps you have been dreaming about taking a vacation or renovation you home. Whatever
your reason…tapping into your home equity and refinancing your existing mortgage
may be the best way to achieve your dreams.
Renewals
Is your mortgage coming up for renewal? Don't be too quick to sign the banks renewal
offer.
Too many people simply sign on the dotted line and send it back. The banks count
on this... and the usual result for you is a higher interest rate and a mortgage
package that may not suit your needs.
Let us have the banks compete for your business and get you the best mortgage package
available.
Debt Consolidation
With equity in your home, refinancing your mortgage is the smartest way to consolidate
your debts. You can combine your debts with your existing mortgage into a new mortgage
with a lower interest rate with only one monthly payment. This could save you a
substantial amount of money on those high interest loans and credit cards.
If you have equity in your home and good to excellent credit, then this may be an
excellent option for you. If you have some credit issues then we may have other
solutions for you. Because everyone’s situation is different please contact
us to discuss the details of your situation.
Equity-Takeout
You may have a mortgage already and you decided to get some money out of your property
to use for other purposes, in which case you will be increasing the principle value
of your mortgage. Or you may have no mortgage at all, in which case you are borrowing
against your property and creating an Equity Take Out mortgage.
Pre-Approvals
Getting pre-approved for a mortgage should be your first step towards home ownership.
In fact, most realtors won't even look at you until you have been pre-approved.
Let us help you take the stress out of home buying. Please use the mortgage qualifier
to get an estimate of what you can afford.
Mortgage Calculator
Please input the information below and click on "Calculate Payment" to find out your approximate mortgage payments. Do note that the information shown below is an approximation only.
